Tiphani’s Common Sense Tip of the Week #1: Don’t Do Chickenhead Stuff With Your Tax Return Money

 

Please excuse my excessive use of the word RETARD ahead of time.

It just happens to be the only word I could think of at this particular moment to call everyone who fit the description of this post.

#JustSayin

This particular post is for my ladies.

Guys, I’m not too much concerned with you because (#$%@$%%&^%^%%##$@@!#@!##) …I’m just not…#kAnYEshRUgs

Sooo, I was in the mall this past weekend and it was like super crazy packed (and I couldn’t figure out why because it’s not Christmas or anything) and someone brought to my attention that it was tax return season. #spiritFINGERS for all who “Came Up!”

 I was SO befuddled because I couldn’t figure out for the life of me why everyone was in the mall spending all of their return money on clothes that they couldn’t otherwise afford. If memory serves me correctly…most people are in debt and I just find it so retarded that most were applying their money to things that DON’T matter.

 It’s just that it’s 2010 and I want all the women out there to step their game up. If you haven’t spent your tax return money by now *side eye* why not wise up and apply it to your debt? Why not make your goal for this year to be DEBT FREE?

A lot of you are slaving at 9-5 gigs that you absolutely HATE and would rather quit to start your own business. Most of you have GREAT ideas that you can’t afford to finance because you have bad credit and the banks won’t give you loans and people don’t want to lend you any money because you NEVER pay back.

Why not cancel your debt and aim for an impressive FICO score (believe me, a good FICO score makes EVEN YOU a little prettier).

It may mean that you can’t go out and shop or do the things that you want for a little bit, but it’s a simple character trait called discipline. Sometimes you have to sacrifice the things that you want to do now for what you want to do in the future.

Let’s just stop being so freaking retarded all the time-smh

Aren’t you tired of never having enough money to do EVERYTHING that you want to do?

Aren’t you tired of being in bondage to the people you owe money to?

Aren’t you simply tired of living in LACK?

I’m not sure about you, but I want a husband that has enough money to provide for my daughter and I and any other children we decide to have (and I seriously doubt the “ANY MORE kids” part will actually happen), but I also know that I’m going to be able to bring a good financial portfolio to the table as well (because ONLY chicken heads think they don’t have to).

So when I get married, my hubby won’t have to worry about me being in debt. I’m going to be in a healthy relationship with my finances and even though he’s going to be making more money than me #bILLionaireStatues *wink wink* I’ll still be able to bring something to the table.

So ladies, let’s get our money in order.

Please stop spending it on stupid crap.

Just STOP being so retarded *bangs head on brick wall*

A lot of you are living a façade…dressed in Gucci, Louis Vuitton, Christian Louboutin *drools*(my faV) and you simply can’t afford that lifestyle. Driving cars that you can’t afford to drive in…are you serious??? Are you really going to be that dumb…FOREVER?

Side Note: If you couldn’t tell by now, this pisses me off! I mean REALLY pisses me OFF!!! I’m just tired of seeing people struggling when they don’t have to. This lifestyle is a choice that you choose to take part in because you don’t believe you deserve better.

Another Side Note: Our mind sets are too small. We’ve become use to smallness. It is ABNORMAL to accept lack and poverty. It is NOT the will of God.

CIAA is coming up in a few days (and for those of you who don’t know what that is, it’s a huge college basketball tournament in Charlotte, NC) and I have caught wind that, in a sad attempt to look “fly,” most people have already spent their tax return money on this weekend ALREADY!!!

If you’re one of these people…you’re sailing down the river of retarded brokeness with the rest of the world.

If you can’t afford to go…just don’t go!

Like really? Are you seriously going to spend your money just for one weekend only to be broke after? Just to make an impression on some people that don’t even matter?

Maybe it’s just me.

Maybe I’m the only person in the whole wide world that thinks it’s the most retarded thing to do, so I’m sorry for this rANT, but this public service announcement was needed because I just want my women to do better!

Everyone who knows me knows that I’m a HUGE advocate on personal development and self improvement and I just want everyone to SUCCEED! Because if you knew how powerful you really were…what kind of inheritance God has promised to you, you wouldn’t dare get caught up with a house full of bills.

You’d have a file cabinet full of TITLES AND DEEDS.

#JustSAYIN

Step your game up!

Tiph-xoxo